If you have an existing balance with PayPal, and want to send someone money, the only options available are to use the existing balance (which I don't want to do for an arcane and boring reason) or use an "e-Check" which takes 3-4 extra days. You can't do an instant transfer.
So if I had NO money with them, I could get my new Sonicare 7800e toothbrush immediately. But since they're holding on to a stack of my cash, it will take extra time.
That makes sense.
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